Specialist

Selections HR Services Private Limited Share Show more options Specialist Bengaluru, Karnataka, India · 3 hours ago · 9 applicants Promoted by hirer · No response insights available yet Up to 1.2M INR/yr On-site Full-time Easy Apply Save Save Specialist at Selections HR Services Private Limited Your profile matches several required qualifications Show match details BETA Is this information helpful? Get personalized tips to stand out to hirers Find jobs where you’re a top applicant and tailor your resume with the help of AI. Reactivate Premium: 50% Off Meet the hiring team Kirti Singh 3rd Lead -Talent Acquisition | Non-IT Recruitment | People Management | Client Management Job poster Message About the job Job Description: Senior Specialist, Financial Risk Policy and ComplianceTeam: Risk & Compliance — Financial RiskLevel: 6 years of relevant experienceType: Individual contributor, second-line policy and monitoringCoverage: Core business hours Role SummaryThe Senior Specialist, Financial Risk Policy and Compliance interprets financial risk policies, standards,and limits, monitors how well the business adheres to them, and assesses where practice and policyhave drifted apart. The role covers credit, liquidity, funding, and capital-related policy requirements, andacts as a practical point of guidance for first-line teams.Policies are written in general terms; the situations they govern are specific. The role is expected todecide, with reasons, whether a practice the policy did not anticipate falls inside or outside it, andwhether an exception is a one-off or a symptom of a control that is not working. These are the casesthe role exists to get right.Policy ownership, exception approval, and breach determination remain. The role assesses,documents, and recommends.Key ResponsibilitiesPolicy Interpretation and Advisory● Interpret financial risk policies, standards, and limits for first-line teams, and give clear writtenguidance that can be relied on later.● Support the annual policy review cycle: benchmark against regulatory expectations and industrypractice, draft proposed changes, and track approvals.● Maintain the policy inventory and the mapping of policy requirements to procedures and controls.Monitoring and Adherence Assessment● Execute the monitoring plan that tests adherence to financial risk policy requirements and limits.● Review exception requests and policy deviations, and document an assessment andrecommendation for approval.● Track limit breaches and exceptions through to resolution, and confirm the agreed remediationactually happened.Judgement and Assessment● Distinguish a technical breach from a material weakness, and say which it is and why.● Look across individual exceptions for patterns that point to a policy that is unclear, unworkable, ornot being followed.● Reason from the intent of the policy where its wording does not cover the situation, and recordthe reasoning so it can be reviewed as precedent.Issues, Reporting, and Governance● Log findings with root cause, agree remediation with owners, and track to closure.● Prepare adherence reporting and committee material that leads with what needs attention. ● Support internal audit and regulatory requests with evidence and clear narrative.Experience & QualificationsLevel and Tenure● Intermediate — Process Associate to Manager (PA–M).● 6 years in financial risk management, risk policy, compliance, or audit at a regulated financialinstitution.● Degree in finance, economics, business, or a related discipline, or equivalent experience.Required Skills and Experience● Working knowledge of credit, liquidity, funding, and capital risk concepts and how policy limits areset and monitored.● Experience drafting or maintaining risk policies, standards, or procedures.● Experience executing monitoring or testing against policy requirements and documentingconclusions.● Sound judgement on ambiguous cases — able to reach and defend a position where the policywording runs out. Assessed at interview through a case exercise.● Precise, plain written English.Preferred● Familiarity with OSFI guidance on liquidity, capital, and enterprise risk management, and FCACexpectations where they touch financial risk.● Professional designation such as FRM, PRM, CRM, or CPA.● Experience with a GRC platform.● Experience in a fintech, card issuer, or consumer lending environment.What Success Looks Like● Guidance quality — interpretations are timely, consistent, and hold up when revisited.● Monitoring coverage — the monitoring plan is delivered on schedule and in full.● Exception discipline — every exception and breach is documented, assessed, and tracked toclosure.● Insight — patterns across exceptions are surfaced with a recommendation, not left in the log.● No surprises — policy issues reach leadership before they reach audit or a regulator.