Piramal - Credit Analyst

Job location: [{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Mumbai","addressCountry":"IN"}}] Work arrangement: Employment type: FULL_TIME Salary: "" Experience requirements: {"monthsOfExperience":24,"educational":{"credentialCategory":"bachelor degree"}} Education requirements: "" Key Responsibilities: - Deal evaluation: Understanding the industry and business along with preparation of credit memo including financial model consisting of P&L, Balance Sheet and cash flow statement. - Presentation of the deal to senior management in a power point format. - Look in the disbursement of sanctioned deals while coordinating with internal stakeholders. - Submitting Monthly/ Quarterly Monitoring Reports to the Top Management. - Ensuring timely interest and principal repayments. - Performing market research and competitive analysis for assessment. Key Competencies: - Strong hold on industry, financial and credit principles. - Excellent in interpersonal and presentation skills. - Strong financial modelling and analytical skills. Essential Qualification: - MBA Finance/ Chartered Accountant with 2 - 10 yrs of work experience, preferably with NBFC lending in banks/NBFC/rating agencies. Essential Experience: - Sound knowledge of underwriting in NBFC lending. - Strong understanding of industry cycle along with financial ratios. - Hands on experience in Credit Memo preparation. - Financial modelling with ability to make, read and maintain models in MS Excel.